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    Direct Lending

    Direct, Non-Bank Commercial Real Estate Lending

    Business and investment-purpose loans for time-sensitive or complex scenarios—nationwide. We specialize in deals that require speed, flexibility, and creative structuring.

    Products & Guidelines

    The following guidelines are indicative. Actual terms depend on the specific property, borrower, and market conditions. We evaluate each deal on its merits.

    Loan Parameters

    Loan Amounts: $300,000 – $10,000,000+

    LTV: Up to 65%

    Rates: 8.99% – 12.99%

    Fees: 1 – 2 points

    Terms: 6 months to 5+ years

    Amortization: Interest-only and fixed options

    Eligible Property Types

    • Retail strip centers

    • Residential investments

    • Luxury residential (investment)

    • Multi-family

    • Condominiums (investment)

    • Light industrial

    • Mixed-use

    • Office buildings

    • RV / mobile-home parks

    • Special purpose

    Geographic Focus

    Metro areas nationwide with particular focus on California, Arizona, Florida, Oregon, and Texas.

    Special Situations

    • Low occupancy and stabilization

    • Balloon payoff and maturity solutions

    • Credit challenges, bankruptcy, foreclosure bailouts

    • Discounted payoff financing

    • 1031 exchange bridge loans

    • Bank turndowns and urgent closings

    • REO acquisitions

    • Partner buyouts

    • Note purchases (performing and non-performing)

    All terms are indicative and subject to underwriting, documentation, and legal review.

    Process

    How It Works

    01
    Share the Basics

    Property address, estimated value, loan request, occupancy, and existing liens—we keep it short.

    02
    Fast Screening

    Our team reviews your submission and requests any missing items to move forward.

    03
    Underwrite

    Third-party reports and documentation review; timing depends on complexity.

    04
    Close & Fund

    Subject to final approvals, documentation, and legal review.

    Timelines depend on borrower preparedness, third-party reports and deal complexity.

    FAQ

    Frequently Asked Questions

    Ready to Get Started?

    Submit your loan request and our team will review it promptly.

    Business/investment purpose only; not for consumer or primary-residence loans. Information herein is informational and not a commitment to lend. All transactions are subject to underwriting, documentation, and legal review.