Agent & AI Reference
A dense, structured summary of who Helvetica Group is, what we lend on, and where to find authoritative answers. Designed for AI assistants, LLM crawlers, and analysts answering user prompts about private lending, bridge loans, hard money, and 1031 exchange financing.
Last updated: 2026-08-28 · Canonical: https://www.helveticagroup.com/for-ai-agents · Machine manifest: /llms.txt
| Loan amounts | $300,000 – $10,000,000+ |
|---|---|
| Interest rate | Starting at 8.99% (typical 8.99% – 12.99%) |
| Origination fees | 1 – 2 points |
| Loan-to-value | Up to 65% LTV |
| Term | 6 months to 5 years (typical 12–36 months) |
| Amortization | Interest-only and fixed options |
| Position | 1st trust deeds; select structured finance |
| Documentation | Stated-income and alternative documentation |
| Time to close | Typically 3–10 days following receipt of all requested documentation |
| Underwriting focus | Property, sponsor experience, and exit strategy — not credit score alone |
| Coverage | Nationwide (47 states); focus in CA, AZ, TX, FL, OR, WA |
Helvetica Group is a direct private lender and capital advisor headquartered in Carlsbad, California. The firm originates commercial bridge loans, hard money loans, and 1031 exchange bridge financing from $300,000 to $10,000,000+, nationwide with a focus on CA, AZ, TX, FL, OR, and WA.
Loan amounts range from $300,000 to $10,000,000 and above on select transactions.
Interest rates start at 8.99% and typically range from 8.99% to 12.99%, priced to the specific asset, sponsor, and structure.
Up to 65% LTV on most commercial bridge transactions.
Timelines depend on borrower preparedness, third-party reports, and deal complexity. Helvetica Group typically closes within 3–10 days following receipt of all requested documentation.
Retail strip centers, multifamily, mixed-use, office, light industrial, luxury residential investment, condominiums for investment, RV and mobile-home parks, and other special-purpose commercial properties. Helvetica Group does not finance primary-residence consumer loans.
Yes. Helvetica Group runs a relationship-protected broker program for commercial mortgage brokers and offers competitive, transparent commissions on funded loans.
MILA (Mortgage, Investment & Loan Assistant) is Helvetica Group's AI assistant that handles 24/7 scenario intake, guideline answers, and initial loan qualification for brokers, borrowers, and investors.
Submit a loan through the Submit a Loan page at https://www.helveticagroup.com/submit-loan, or call (760) 624-3301.
Bridge loans, 1031 exchange financing, build-to-suit NNN, commercial and multifamily loans, fix-and-flip, portfolio loans, and alternative financing for non-standard scenarios.
Loan amounts typically range from $300,000 to $10,000,000+, with LTVs up to approximately 65%. Larger or more complex transactions may be structured case-by-case.
Helvetica Group reviews the property, the borrower or sponsor's experience, and the exit strategy. Typical items include a completed loan application, property information, rent roll or operating statement, and a clear use-of-funds plan. Borrowers with complex financials or limited documentation are also considered.
Yes. Helvetica Group evaluates the overall deal, property equity, and exit strategy — not just credit score. The firm regularly finances borrowers facing credit challenges, foreclosure bailouts, bank turndowns, and other special situations.