Helvetica REO Finance Services (“RFS”) is dedicated to assisting banks and investors in the management, acquisition and disposition of their foreclosed real estate assets by primarily targeting pools of bank-owned distressed and non-performing assets. 

Helvetica REO Finance

The Helvetica RFS team offers banks and investors the following financing options: 

      Acquisitions – We serve as a principal in the acquisition of REO pools from banks and lenders through one of our Helvetica Funds™, allowing sellers the opportunity to liquidate non-performing assets; particularly bank-owned real estate.

      Lending – We offer short term lending to investors that have negotiated the purchase of a discounted assets.  Whether it’s a single or a large pool of distressed assets, Helvetica customizes a loan solution to enable investors to leverage acquisitions for greater yields and larger pools.

      Structured Finance – We offer creative financing solutions that combine equity, leverage and joint venture agreements to successfully close on larger and more geographically dispersed transactions.

      Syndication – We advise both buyers and sellers on the structuring of syndications in order to execute a large bulk acquisition or disposition.

Seller Challenges

 Difficulty managing realtors - poor management, inaccurate pricing, few site visits, inadequate marketing (MLS only) 

      Inefficient communication channels for real-time and effective decision making

      Rapid market declines – chasing the market

      Inability to establish accurate loss reserves = deteriorating investor confidence with frequent re-evaluations and write-downs

      Difficult capacity planning - insufficient staffing to support vendor management

      REO, property management and realty NOT lenders core competency

      Government intervention

Seller Advantages

Provides immediate cash for reinvestment, expansion and new loans 

           Obtain a fair value for quick sale of assets

      Pricing discovery through bidding process

      Allows seller to focus on primary business

      Eliminates the work of managing vendors

      Reduces loss mitigation workforce and associated costs

      Reduces holding costs associated with taxes, HOA dues, security, and property preservation

      Reduces risk of further price declines, fines, penalties and property deterioration

      Ability to price assets accurately to restore investor confidence 

      Remove “toxic”, non-performing assets from balance sheet